Terms of use

1. Operator

This website is operated by Delta Management OÜ, Tartu mnt 67/1-13b, 10115 Tallinn, Estonia, registry code 16742821, VAT EE102619742 (see the imprint).

2. Sponsored information, not advice

All content is sponsored information published by Delta Management OÜ and is labelled as such. It is general information about Singapore’s schemes, taxes and household costs. It is not tax, legal, investment or financial advice and does not take account of your personal circumstances. It does not recommend any product, provider or course of action.

3. Not a government service

Gobasco is independent. It is not a government website and is not affiliated with or endorsed by the Singapore Government, any ministry, the CPF Board, IRAS, HDB or any other public agency. We do not determine eligibility, process applications, release payments or charge fees. Decisions about benefits, taxes and subsidies are made only by the agency concerned.

4. Accuracy

We take care to report official figures correctly, give their source and date each article. Rules and amounts change, and official sources take precedence over our articles. We do not guarantee that every item is complete or current at the time you read it. Examples and calculations marked as illustrative are not statements about any individual.

5. Newsletter

The newsletter is free. You subscribe by confirming your email address and can unsubscribe at any time. Our privacy notice explains how we handle your address.

6. Links

We link to official and third-party websites for reference. We are not responsible for their content or availability.

7. Intellectual property

Texts, layout and graphics on this site are protected by copyright. You may share links and short quotations with attribution. Other reproduction requires our written permission.

8. Liability

We are liable without limitation for intent and gross negligence and as required by mandatory law. Otherwise, to the extent the law allows, we are not liable for decisions made on the basis of general information on this website.

9. Governing law

These terms are governed by the laws of the Republic of Estonia. If you use this site as a consumer, this choice of law does not deprive you of the protection of mandatory provisions of the law of the country where you live, including Singapore law for readers in Singapore.

10. Contact

Questions about these terms: contact@gobasco.com, telephone +372 5392 8157.